Since a good credit rating is essential when applying for a mortgage loan, prospective home buyers should keep a close eye on their credit score in the months leading up to a home purchase. Poor credit can reduce your chances of securing an attractive mortgage interest rate or even take you out of the running

HALLOWEEN DOESN’T HAVE TO BE SCARY… Keep trick-or-treaters safe this Halloween! Here are some suggestions to keep your excited goblins and princesses having fun and staying safe in the process: Always have a buddy…never go trick-or-treating alone. Always have an adult chaperone along for the fun. An older reliable teen in high school will have

Radon Gas…even the name sounds ominous for this invisible threat. Radon is an invisible, cancer-causing, radioactive gas created during the natural breakdown of uranium in rocks and soils. It’s found in nearly all soils. It typically moves up through the ground and seeps into your home through any access point in your home. Common entry

Buying a foreclosed home can seem like a dream. What could be better than getting a home for a fraction of the market value? Some may even say that the deals sound like they could be too good to be true. In some cases, those doubters aren’t too far off the mark. There are some

Are you haunted by strange noises and weird odors? With proper maintenance, you’ve got more than a ghost of a chance to rest easy. If you neglect your home maintenance projects, you could end up with problems scarier than any ghost or goblin. Image: Knape/Vetta/Getty Images Creaking and Popping in the Night The many materials

Fall landscaping chores are your last chance to prepare your property for winter, and to protect that curb appeal you’ve worked so hard to create. So pull on some gloves, grab your tools, and get ready to mulch, prune, and plant before snow and frozen ground turn the lights out on your landscaping. Spread mulch “Fall mulching

The housing market has been through a lot of changes in recent years. Economic and social factors continue to shape the way the housing market functions. Recently, an interesting development in the housing market has emerged: online real estate auctions. The growing popularity of these online marketplaces could potentially transform the way real estate is bought and

  You’ve found the home of your dreams and now you need to pay for it so be prepared up front for all the costs involved. Buying a home and paying for it may seem straightforward however fees for this or that may show up when you least expect it. Being financially prepared for all